No later than 4 business hours (or much quicker), unless there are special circumstances. We will inform you ahead of time if that is the case.
This is from the time we receive all information necessary to produce an accurate quote. We prefer not to provide quotes based upon assumptions when facts can be obtained, for it only means we are not providing our client with what is our best service.
For a quotation on any personal line policy we require:
Insured's name, birthdate, addresses for previous 3 years and social security number.
occupation and education level
for any vehicle, driver's license is required as well.
What information should I have available to get an accurate rate from you?
In addition to this:
for all home policies with values under $750,000 please have available:
If transferring a policy on your current home:
current declarations (top) page of insurance policy
name of builder of home if available
if older home, builder information not available, or changes have been made to home:
a virtual tour of the home through pictures, written, or in conversation with agent will be helpful.
dates and renovations to home, if any (roof, wiring, hot water heaters, design, etc.)
if purchasing a new construction:
name of homebuilder and contact at homebuilder's office if new construction purchase.
closing date on home.
if purchasing resale home:
home address and realtor contact information
For homes and estates of high value, the process is different. Please contact Pieter to discuss the matter.
For Renter's Insurance:
If you wish us to help calculate contents value, your raw data in order to do so.
pictures and or written description of belongings along with agent discussion.
If you currently have a policy the declarations (top) page to the policy
If new policy and apartment; address and square footage of apartment
information on discounts such as sprinkler system and alarms
If home, information will come from public record
For auto policy requests:
current declarations page of auto policy
names, driver's license numbers, and social security numbers of all drivers in household
any changes planned to be made in next 6 months
sale/purchase of autos
add or delete of drivers
who drives what vehicle, how far, and for what purpose on a weekly basis.
any defensive driving credits, good student, student away at school without car?
any car not garaged at same address? If so, where and why?
any aftermarket electronics/items fitted to any car?
any vehicle purchased or leased in past 18 months?
If leased, please let us know date leased and term,
If purchased, date, price and amount financed
For High Value Auto Policies. We can be of service if you require coverage for high value automobiles and worldwide liability coverage. Contact Pieter for more details.
Coverage for Motorcycles, Recreational Vehicles, Travel Trailers, Antique and Classic Cars is also available at very competitive rates. We will be adding more detail about these products on this site in the near future.
We automatically provide a flood quote with every homeowners request. If you are strictly seeking a flood policy we will be happy to assist. Please just contact us.
If recommended, an umbrella policy will also be quoted.
If today is the the day you are looking at how to save significant dollars in your household budget, Secure Harbor Insurance Agency can analyze your current situation, make recommendations, and offer solutions that many times result in savings and the correct coverage. Our Affiliate, LendingTree Mortgage Refinance Loan , has ways of saving individuals significant money as well. If you aren't looking to refinance, Consolidate debt and save money with a Home Equity Loan from LendingTree , may be another possibility.